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Who We Are

Who We Are

For over 30 years, Commercial Express Direct Mortgage Lenders has provided short and long-term commercial mortgages to experienced real estate investors and developers. Our goal is to help borrowers who conventional lenders turn away, such as self-employed people with good credit.

We have a trusted network of private investment partners, as well as established relationships with banking institutions. These connections make it possible to offer personalized mortgages through a variety of funding avenues.

Our lending area includes Ulster, Dutchess, Westchester, Queens, The Bronx, Nassau, Suffolk Counties in New York, and parts of northern New Jersey and western Connecticut.

Stacy Varsos

Stacy started Commercial Express Financial Services in 1992 with a mission to help non-traditional borrowers obtain mortgages for their commercial projects and investments.

Through her prior experience working for a large third-party lender, she realized that the traditional commercial lending system doesn’t work for everyone. Non-traditional borrowers, such as people who are self-employed, often struggle to meet the strict qualification criteria required by the banking industry. Now, as a private commercial mortgage lender, Stacy has the flexibility to work with borrowers who have been turned away by banks, helping them reach their goals and fulfill their dreams.

During her 30-year career in commercial real estate financing, Stacy has worked with people in various industries on a broad range of properties. Her personal experience in property management and investing has given her a keen understanding about the needs and goals of property owners. Stacy’s top priority is to simplify the process for her clients and provide quick decisions about financing their projects.

Stacy was born in Greece and moved with her family to New York when she was five years old. Having excelled in math and accounting from a young age, Stacy knew that she wanted to pursue a career in finance. After receiving her bachelor’s degree in finance from Hofstra University, she attended New York University and received a master’s degree in real estate finance and investment.

Stacy lives in the Hudson Valley and enjoys all of the wonderful activities this region has to offer, including horseback riding, skiing, hiking, and tennis.

Career Highlight As the property manager at the New Horizons apartment complex in Memphis, Stacy established a partnership with Red Door Missions to provide after school programs for the children who lived there, especially those from low-income families. Stacy is proud of her hands-on work managing programs that supported the education, health, and wellbeing of hundreds of children. Although the property was sold in 2020, the Red Door Urban Mission continues to serve children and their families at New Horizon.

Michelle Skyler

Accounting & Billing

Michelle joined Commercial Express in 2013. She is a meticulous record keeper who manages the  pre-accounting financials and billing for the company. Michelle holds a master’s degree in entertainment business and is aspiring to obtain her CPA license by 2024.

We would like to thank all our clients for placing their trust in us to finance their mortgage needs, and we look forward to working with new clients.